Verified receivables SEPA Instant ready EU banking rails

Invest in insured business receivables

Fund verified B2B receivables acquisition transactions operated by Invokap.

B2B only Coface workflows ConnectPay Professional onboarding
24–48h
Execution focus
EU
Transactions

Invokap operates structured receivable acquisitions with documented eligibility checks before any receivable is published to qualified investors.

How it works

A clear sequence from verification to investor repayment — Invokap remains the legal counterparty to the seller and debtor workflows.

1. Invokap verifies the receivable

Each receivable undergoes internal review, debtor verification and insurance eligibility analysis before becoming available.

2. Professional investors fund transactions

Verified professional investors select one or multiple receivables and fund the transaction instantly via secure bank transfer.

3. Invokap acquires the receivable

Invokap signs the receivable acquisition agreement directly with the seller and becomes the legal purchaser of the receivable.

4. The debtor pays Invokap

The debtor pays the invoice amount directly to Invokap at maturity.

5. Investor repayment

Once funds are received, Invokap repays the investor according to the funded transaction terms. In case of non-payment, credit insurance procedures are initiated.

Credit insurance protection

  • Receivables are reviewed before publication on the investor side.
  • Insurance eligibility is checked as part of the Invokap workflow.
  • Coface insurance coverage can mitigate non-payment risk according to policy terms.
  • Invokap coordinates claims management and recovery procedures within the policy framework.
Important. Credit insurance reduces non-payment risk but does not eliminate all risks. Coverage depends on the terms and conditions of the insurance policy.

We do not promote “guaranteed returns”, “risk-free investment” or “guaranteed capital”.

Why investors use Invokap

Verified receivables

Structured checks before publication.

B2B transactions only

Corporate receivables within controlled processes.

Instant SEPA funding

Designed for fast settlement via ConnectPay rails.

Insurance-backed operations

Coface-aligned workflows where applicable.

Professional onboarding

KYB and agreements before access.

Multiple receivable funding

Fund one or several receivables in a single operation when eligible.

Fast execution

Streamlined steps after validation.

European transactions

EU-focused banking and compliance posture.

Payments with ConnectPay

Payments are processed via ConnectPay, supporting instant SEPA and open banking flows where available. Investors authenticate with their bank; payment confirmation is designed to be fast and traceable on European banking infrastructure.

  • Secure bank authentication (PSD2-aligned flows where applicable)
  • Instant SEPA where supported by the payer bank
  • Operational confirmation for treasury teams
SEPA Instant
Open Banking
PSD2
ConnectPay

Logos and marks are illustrative; final artwork may be updated with partner brand guidelines.

Investor requirements

This platform is reserved for professional participants:

  • Professional investors
  • Companies
  • Institutional participants

KYB verification, investor agreement and approval are required before accessing receivable funding screens.

FAQ

You fund a specific acquisition transaction operated by Invokap. Invokap remains the legal purchaser of the receivable and manages the seller and debtor steps.

Invokap becomes the legal purchaser after seller acceptance and contractual steps. Investors fund the transaction; they do not directly own the receivable.

Repayments follow the funded transaction terms once debtor cash is received by Invokap, within the applicable insurance and operational framework.

Collections and, where applicable, credit insurance procedures are initiated according to policy terms.

Eligibility and coverage depend on Coface policy conditions. Invokap handles coordination within that framework.

Professional investors, companies and institutional participants after KYB and agreement approval.

Through ConnectPay, using bank rails suited to instant SEPA and open banking where available.

Yes, when they belong to the same seller and the same debtor, subject to platform rules.

Designed for rapid confirmation; exact timing depends on banks and ConnectPay processing.

Start funding verified business receivables

Join the professional investor programme and access transactions that have passed Invokap verification stages.

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